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[The average annual premium for single coverage in 2008 is $4,704 and the average annual premium for family coverage is $12,680. These amounts are each about 5% higher than the premium amounts reported in 2007.]

[Premium Costs for Single and Family Coverage

* The average cost of premiums for single coverage in 2008 is $392 per month or $4,704 per year (Exhibit 1.1). The average cost of premiums for family coverage is $1,057 per month or $12,680 per year (Exhibit 1.1).

* The average premiums for covered workers in HDHP/SOs are lower for single and family coverage than the overall average premiums for covered workers (Exhibit 1.1).

* The average premium for family coverage for covered workers in small firms (3-199 workers) is lower than the average premium for workers in large firms (200 or more workers) (Exhibit 1.2). The average single premiums are similar for covered workers in small and large firms.

* Average single and family premiums for covered workers in the Northeast are higher than the average premiums for covered workers in other regions. Average premiums for single and family coverage are lower in the South than in other regions (Exhibit 1.3).]

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